Recommended Resources

Over the years, we’ve created a few simple tools to help people improve their financial situation and avoid common mistakes. These are optional resources I personally created and stand behind.

What is SurfSideSafe?

SurfSideSafe is a larger project I’ve been building alongside CharlesMoney — a people-first social platform focused on privacy, creativity, and real connection. While CharlesMoney focuses on financial clarity, SurfSideSafe represents the bigger picture of building something meaningful and independent on the web.

Money Matters - Tips on how to make money and manage it

You Don’t Need a Perfect Plan to Start Fixing Your Finances February 15, 2026 Many people wait for the perfect financial plan before taking action. Learn why small steps taken today can improve your finances more than waiting for perfection.	The Day You Stop Trying to Impress People Is the Day Money Starts Working Better February 15, 2026 Trying to impress others can quietly drain your finances. Learn how focusing on your own goals instead of outside opinions can improve your money decisions.
Small Money Habits That Quietly Improve Your Life Over Time February 13, 2026 Big financial improvements often come from small habits repeated over time. Learn simple money changes that can quietly improve your life and reduce stress.	Why Stability Matters More Than Financial Advice February 4, 2026 Before tips, tricks, or strategies, stability matters most. Here’s why real financial progress starts with peace, not advice.
Why Getting Your Bills Paid On Time Changes Everything February 4, 2026 Paying your bills on time isn’t just about money. It changes how you think, how you sleep, and how you move forward financially.	The Moment You Stop Chasing Money, Money Starts Finding You January 25, 2026 What if chasing money is the very thing pushing it away? Discover why focusing on value, growth, and purpose changes everything.
How to Get a Loan to Start a Business Without Collateral August 16, 2024 Want to start a business but don not have anything to use as collateral? Learn how to get a loan without it! This article explains easy ways to get money to start your business.	8 Questions to Ask When Choosing a Financial Advisor October 27, 2023 Looking for a financial advisor? Ask these 8 essential questions to ensure you make the right choice. Find out about their qualifications, fees, investment philosophy, and more.
The Most Inexpensive Place to Live in the US: A Guide to Affordable Living October 24, 2023 Searching for the most inexpensive place to live in the US? Explore this guide for insights, tips, and suggestions to find affordable living options. Discover tips to consider when searching for affordable places to live.	The Benefits of Financial Independence and How to Get There May 23, 2023 Achieving financial independence can provide you with freedom and security. Discover the benefits and learn how to reach this goal with our guide.
Why AAA Credit Repair is essential for your financial future May 20, 2023 Are you tired of being denied loans and credit cards due to poor credit? Learn how AAA credit repair can help you improve your credit score and regain financial freedom.	9 ways to teach kids to manage money [infographic] May 8, 2023 Teaching kids about money can be challenging, but it is an important life skill. Our infographic breaks down 9 practical ways to teach kids to manage money.