Over the years, we’ve created a few simple tools to help people improve their financial situation and avoid common mistakes. These are optional resources I personally created and stand behind.
SurfSideSafe is a larger project I’ve been building alongside CharlesMoney — a people-first social platform focused on privacy, creativity, and real connection. While CharlesMoney focuses on financial clarity, SurfSideSafe represents the bigger picture of building something meaningful and independent on the web.


Most people spend their lives chasing money.
✅ They chase bigger paychecks
✅ They chase better jobs
✅ They chase the next big opportunity
And yet... many of them still feel stuck.
Here’s the truth most people don’t realize:
The harder you chase money, the faster it seems to run away.
But the moment you stop chasing it — something strange happens.
Money starts finding you.
When money becomes the main goal, people often:
🔹 Make rushed decisions
🔹 Choose short-term wins over long-term growth
🔹 Feel stressed, anxious, or burned out
🔹 Lose sight of what they’re actually good at
Chasing money puts pressure on everything you do.
And pressure leads to poor choices.
It’s like trying to grab water with your hands — the tighter you squeeze, the more it slips away.
Here’s the shift that changes everything:
👉 Stop chasing money. Start building value.
When you focus on:
🔹 Learning useful skills
🔹 Helping people solve real problems
🔹 Getting better every day
🔹 Showing up consistently
...money becomes a result, not a goal.
People notice effort.
People notice reliability.
People notice value.
And when they do — opportunities follow.
Money flows toward:
✅ Value
✅ Trust
✅ Consistency
✅ Service
Here’s something very interesting. When Steve Jobs created Apple, he never did it for the money. It was all about passion. Some claim he never intended to make a dime when he built one of the most successful companies in the world.
Money does not flow toward desperation.
The people who do best financially usually aren’t obsessed with money.
They’re obsessed with doing something well.
That’s the difference.
Have you ever noticed how:
The more you focus on improving yourself, the more doors open?
The harder you work on your craft, the more people take notice?
The less you chase approval, the more respect you get?
That’s not a coincidence.
That’s how life works.
✅ The Real Takeaway
If you want money to find you:
✔ Stop obsessing over it
✔ Start building something meaningful
✔ Focus on progress, not pressure
✔ Be consistent — even when no one is watching
Because the moment you stop chasing money...
Is usually the moment it starts chasing you.
I hope this article has helped you.
AND:
Remember! At CharlesMoney, we are here to help you succeed.