Over the years, we’ve created a few simple tools to help people improve their financial situation and avoid common mistakes. These are optional resources I personally created and stand behind.
SurfSideSafe is a larger project I’ve been building alongside CharlesMoney — a people-first social platform focused on privacy, creativity, and real connection. While CharlesMoney focuses on financial clarity, SurfSideSafe represents the bigger picture of building something meaningful and independent on the web.
![]() Why Stability Matters More Than Financial AdviceFinancial advice is everywhere—but without stability, none of it sticks. Here’s why getting steady matters more than any strategy. | ![]() Why Getting Your Bills Paid On Time Changes EverythingPaying your bills on time does more than protect your credit. It changes your mindset, lowers stress, and puts you back in control of your money. |
Why Consistency Beats Talent Every Time • January 25, 2026 Talent gets attention, but consistency builds success. Learn why showing up every day matters more than being naturally gifted. | The Moment You Stop Chasing Money, Money Starts Finding You • January 25, 2026 What if chasing money is the very thing pushing it away? Discover why focusing on value, growth, and purpose changes everything. |
How to Get a Loan to Start a Business Without Collateral • August 16, 2024 Want to start a business but don not have anything to use as collateral? Learn how to get a loan without it! This article explains easy ways to get money to start your business. | Balancing Long-Term Goals with Short-Term Survival: A Simple Guide • August 1, 2024 Discover practical strategies for balancing long-term goals with short-term needs in our straightforward guide. Learn how to plan effectively and achieve both immediate and future success. |
What Is the Best HTML Editor? Evaluating the Top 3 • October 29, 2023 Discover the best HTML editor for your web development needs. Explore the top three and their features, pros, and cons to make an informed choice. | 7 Strategies to Overcome Buyer's Remorse When Buying a New House • October 27, 2023 Discover effective strategies to handle buyer's remorse when buying a new house. Overcome regrets and turn your homeownership experience into a positive journey. |
4 Ways to Make Money with Podcasts • October 27, 2023 Discover how to make money with podcasts! Explore sponsorship, crowdfunding, affiliate marketing, and more. Turn your passion for podcasting into a profitable venture today. Start now! | 8 Questions to Ask When Choosing a Financial Advisor • October 27, 2023 Looking for a financial advisor? Ask these 8 essential questions to ensure you make the right choice. Find out about their qualifications, fees, investment philosophy, and more. |
The Most Inexpensive Place to Live in the US: A Guide to Affordable Living • October 24, 2023 Searching for the most inexpensive place to live in the US? Explore this guide for insights, tips, and suggestions to find affordable living options. Discover tips to consider when searching for affordable places to live. | Hosting Your Own Website on Your Own Server: A General Guide • October 20, 2023 Learn how to host your own website on your server and gain complete control over your online presence. Explore the steps, benefits, and tools required for a seamless self-hosting experience. |
From Selfies to Cash: How Kim Kardashian Turned Instagram into a Money-Making Machine • May 27, 2023 Kim Kardashian has turned her Instagram account into a lucrative business, earning up to $1 million per post. Discover how she did it in this article. | Exploring the Fascinating World of Wild Imagination: What Does it Really Mean? • May 27, 2023 Have you ever been accused of having a wild imagination? Discover the true meaning behind this phrase and explore the fascinating world of imagination. |
The Benefits of Financial Independence and How to Get There • May 23, 2023 Achieving financial independence can provide you with freedom and security. Discover the benefits and learn how to reach this goal with our guide. | Why WordPress may not be the best choice for Your online business • May 21, 2023 While WordPress is a popular platform for building websites, it may not be the best choice for your online business. Discover the potential drawbacks in this post. |
Why AAA Credit Repair is essential for your financial future • May 20, 2023 Are you tired of being denied loans and credit cards due to poor credit? Learn how AAA credit repair can help you improve your credit score and regain financial freedom. | From Idea to Profit: The Step-by-Step Process of Creating a Successful Information Product • May 16, 2023 Ready to turn your knowledge into profit? This guide will walk you through the process of creating a successful information product, from idea to launch. |
11 ways to come up with great, amazing, creative ideas • May 8, 2023 Whether you are a writer, designer, or entrepreneur, these 11 strategies for generating creative ideas will help you unlock your full potential and achieve success. | 9 ways to teach kids to manage money [infographic] • May 8, 2023 Teaching kids about money can be challenging, but it is an important life skill. Our infographic breaks down 9 practical ways to teach kids to manage money. |
Over the years, we’ve created a few simple tools to help people improve their financial situation and avoid common mistakes. These are optional resources I personally created and stand behind.
Before tips, tricks, or strategies, stability matters most. Here’s why real financial progress starts with peace, not advice.
Paying your bills on time isn’t just about money. It changes how you think, how you sleep, and how you move forward financially.
• January 25, 2026
Talent gets attention, but consistency builds success. Learn why showing up every day matters more than being naturally gifted.
• January 25, 2026
What if chasing money is the very thing pushing it away? Discover why focusing on value, growth, and purpose changes everything.
• August 16, 2024
Want to start a business but don not have anything to use as collateral? Learn how to get a loan without it! This article explains easy ways to get money to start your business.
• August 1, 2024
Discover practical strategies for balancing long-term goals with short-term needs in our straightforward guide. Learn how to plan effectively and achieve both immediate and future success.
• October 29, 2023
Discover the best HTML editor for your web development needs. Explore the top three and their features, pros, and cons to make an informed choice.
• October 27, 2023
Discover effective strategies to handle buyer's remorse when buying a new house. Overcome regrets and turn your homeownership experience into a positive journey.